Who insures your 4x4?

[Lady Di]

I was looking at changing insurance and called Geigo for a quote. They did much better on the Pathfinder and F250 but they won't insure the Mammoth cause of the size of the tires but said there are insurance companies that specialize in specialty vehicles.

He said if I hadn't said anything about what it was and something happened to it they wouldn't cover it.

So I'm wondering if anyone has any advice on insurance for a highly modified vehicle like the Mammoth.

Tanx 

[MiniSimp]

I use Mercury to insure my bone stock 1985 pickup.

[chim]

I have State Farm, and after my truck got stolen and recovered, they cut me a check in two days and it was more than enough to cover the damages... As far as getting what its worth if its stolen, that would be a fight because blue book probably says $2000, but my receipts say $10,000!! So I was told that I need to keep my receipts in case that ever happened, that way I could present a case. I think to get anything other than standard insurance (full coverage) you need to have it appraised by an insurance company that will actually offer special coverage..

As far as monthly payments..  its very cheap for full coverage, and Im only 29.. so yours should be cheaper

[Lady Di]

I was looking at some specialty vehicle insurance. It's currently insured with the same ins. the Pathfinder and F250 have, I think I'll change them to Geico and leave the Mammoth on Progressive till we figure something else out.
It's not going to be going anywhere anytime soon anyway.

[weirdtimes_7]

I currently have USAA.. best Insurance company hands down. I had Farmer's, but they were charging me $240 bucks for minimal coverage with no acidents or tickets... WOW.... then i researched Gieko ($370 Full cov on a month on 97 yota), Progessive ($450 full cov a month on 97 yota), State Farm ($290 full cov a month on 97 yota)... then USAA.... $599.... full coverage every six months on my 91 yota....

Farmer's screwed me on my 97 when it got stolen... they paid .14 cents over loan amount.... The truck did have a rebuild title, but i was told i would get enough money back that i could get a new truck... then there excuse was cause it was a liability.... what a crock of $#!T..

With full coverage for my truck, dirt d**e, and my wife fully covered, it's about $740 every six months... not bad!!!!

military_stang

[iNfErNaL]

This one.

[weirdtimes_7]

This one.

HECK YA, HERE ARE MINE!!!!!





military_stang

[Lady Di]

  men!

[iNfErNaL]

men!

Aww C'mon Diane,I had to do it.Sorry  MRS.W-->  <--INFERNAL.

[weirdtimes_7]

men!

Common MWM, you know you want one,

military_stang

[Lady Di]

Aww C'mon Diane,I had to do it.Sorry  MRS.W-->  <--INFERNAL.

I know! I'da been disappointed if you didn't Infernal 

Common MWM, you know you want one,

military_stang

I'll take that bottom one stang, could you mail me one please?

[weirdtimes_7]

I know! I'da been disappointed if you didn't Infernal 




I'll take that bottom one stang, could you mail me one please?

Only if you send me the link to MRC6, hehe

military_stang

[Lady Di]

Only if you send me the link to MRC6, hehe

military_stang

http://board.marlincrawler.com/index.php?topic=32954.0 OK... mail me my pea shooter.

Are you going?

[weirdtimes_7]

http://board.marlincrawler.com/index.php?topic=32954.0 OK... mail me my pea shooter.

Are you going?

I wanna go to it, but i don't know if my Stock yota would make it through the terrain...

ok, if in pee shooter you mean 5.56 NATO Ammo, it's all your's ..... should i send it through your email, or be seagul..HAHAHA

military_stang

[weirdtimes_7]

Damn, i don't have a roll cage.... i will have to fab one... or buy one.... BLA

military_stang

[Lady Di]

I wanna go to it, but i don't know if my Stock yota would make it through the terrain...

ok, if in pee shooter you mean 5.56 NATO Ammo, it's all your's ..... should i send it through your email, or be seagul..HAHAHA

military_stang

Seagull! I'll be keeping an eye out    

[Cheesemaker]

I went from Safeco, who I've been with for the last 20 years, to State Farm and my monthly payment went from $175 to $75 a month.  Then I added a life ins policy, home owners, & mother-in-laws car, which brought it up to $135 a month.  And in the last year and a half, I've gotten two rate reductions, and I just cashed a $41.00 rebate check.  That's more than safeco has ever done for me in 20 years! 

You can get ins for the vehicle, and then have extra coverage for all the added stuff.  They can actually insure your stereo equipment in cars, as long as it won't fit in the stock locations!  Another thing to do is to get a part time ins. on the mammoth.  That way if you know your not gonna drive it for the next 6 months, you call them and they just suspend the ins, but not drop ins on it!  And call them up and say were gonna drive it, please activate it!  There are alot of options that ins. companies can do for you, but they don't want to tell ya. 

[CTENG in KS]

I just switched over from Safeco to Kansas Farm Bureau cause Safeco won't insure KS residents.  Got a decent rate and set me up with a renter policy included for a couple dollars a month more than just the auto insurance.  I was pretty happy with the rate due to my less than stellar credit rating.  FB has divisions in lots of states.

[jimbo74]

i got progressive

$80-90 a month, state required minimum liability only and it doesnt matter what car i insure

[Lady Di]

I went from Safeco, who I've been with for the last 20 years, to State Farm and my monthly payment went from $175 to $75 a month.  Then I added a life ins policy, home owners, & mother-in-laws car, which brought it up to $135 a month.  And in the last year and a half, I've gotten two rate reductions, and I just cashed a $41.00 rebate check.  That's more than safeco has ever done for me in 20 years! 

You can get ins for the vehicle, and then have extra coverage for all the added stuff.  They can actually insure your stereo equipment in cars, as long as it won't fit in the stock locations!  Another thing to do is to get a part time ins. on the mammoth.  That way if you know your not gonna drive it for the next 6 months, you call them and they just suspend the ins, but not drop ins on it!  And call them up and say were gonna drive it, please activate it!  There are alot of options that ins. companies can do for you, but they don't want to tell ya. 

In FL if you have a registered vehicle you must have insurance on it or your license will be suspended. Except for all the illegals that run around without insurance or legal drivers licenses, so we have to carry uninsured motorist as well.

[Lady Di]

i got progressive

we've currently got Progressive and going with Geico lowers our premium on the two vehicles by almost 30%

[DTB]

insurance what that??




































kidding......no seriously, I saved a bunch of money by switiching to Geico. Its like 40 something dollars a month for my bone stock 93 pickup

[chim]

With State Farm full coverage and road side assistance, I pay $84/ month

[Lady Di]

I currently have USAA.. best Insurance company hands down. military_stang

You have to be military or married to military to get that

[NT-OUTBACK]

Triple A, $453 a year full cover, medical, rental and all that crap. $500 deduct on an 85 truck.

Perfect credit, no tickets, no claims, age 31

[Lady Di]

I just finished signing up with Geico.. you know.. it was so easy even a CAVEMAN could do it!



MAN! I love those commercials

[Lady Di]

I did a bunch of comparisons, Geico was best.

[weirdtimes_7]

You have to be military or married to military to get that

... i know....   (j/k)

military_stang

[Lady Di]

Oh carp I forgot about MrW backing over the Honda with the Mammoth that raised it over what we're paying at Progressive Guess we'll just stick with them.

[*** YELLER ***]

AAA...  all my rigs Blazer, Jeep, Runner, Camero, 86 & 89 Cherokees,  and the 86 & 02 Hondas and my utility tailor.