Topic: CAPITAL ONE - Credit Card

[blackdiamond]

I'm planning to cancel my United Miles Card and am considering a Capital One card as its replacement.  Anybody have one?

I always carry two cards, a primary and a back up, and after my last round of travel with United Airlines I want more options.  Discover cards seem to be great, but they are not accepted everywhere and that "bugs" me.

 

[jimbo74]

discover and amex have wierd things assoc with them


capital one is good.... they were the first card i ever had... the coolest... before i jacked my credit all to hell

[RTA]

My Capital One card works good at the gas pump.

[kneedownnate]

I *think* the deal with discover is they charge more to retailers, so many won't accept.  Discover has been good to me.

Avoid mbna at all cost!  Do a google search on them (wish I had before getting their card) and you'll find that they get in trouble for shifty practices the most and have a horrible rep.  They're in cahoots, or owned by bank of america.

I've never dealt with capitol one, but have wondered about them myself.

[mudmaster]

I've had them for years and think they are great

[Rocksurfer]

Capital One is great I went with them way back in the 90's, don't use plastic much though it seems the quickest way to get into trouble.

[Lady Di]

I use a Flying J mastercard through Transportation Alliance Bank.

We try to use Flying J's as much as we can on our travels, they are very RV friendly with a couple pumps set up specifically for RV's and the propane right there at the pimps.

With the card I get discounts at the pump, discounts on propane and I earn 'Flying J Dollars' that can be used either in their restaurants or their online store.

Speaking of, we have been wanting to get a handheld CB. I probably have at least $35-40 in Flying J Dollars.
I'll have to look into that.

[Rocksurfer]

I have a handheld CB, they are great to have when you want to talk with the person you are spotting.

[Lady Di]

I have a handheld CB, they are great to have when you want to talk with the person you are spotting.

That's what I was thinking too, RS, especially since Mark never pays attention to the spotter's hand signals 

[Rocksurfer]

That's what I was thinking too, RS, especially since Mark never pays attention to the spotter's hand signals 

Sometimes you know your vehicle better than your spotter, I listened to a Jeep owner once in my 4Runner the result was damage, he wasn't thinking about my wb compared to a Jeep. I was thinking "I don't like that line" as he directed me onto the boulder and when I dropped off, well you could imagine the rest of it.

[Lady Di]

Sometimes you know your vehicle better than your spotter, I listened to a Jeep owner once in my 4Runner the result was damage, he wasn't thinking about my wb compared to a Jeep. I was thinking "I don't like that line" as he directed me onto the boulder and when I dropped off, well you could imagine the rest of it.

Kinda like that guy that was spotting us the time Mark got all the windshield damage   


 

[Rocksurfer]

Kinda like that guy that was spotting us the time Mark got all the windshield damage   


 

  Don't know what u-r talkin' 'bout?



At least I can say I helped the Mammoth recieve its 1st significant damage, it wasn't my fault he fell in a hole bigger than the Mammoth. 

[TIMS89CRAWLER]

i had a capitol 1 card back in the day and had no problems with them.....

[Lady Di]

Don't know what u-r talkin' 'bout?



At least I can say I helped the Mammoth recieve its 1st significant damage, it wasn't my fault he fell in a hole bigger than the Mammoth. 

Well he would have come out OK if he had quit while he was ahead, but he had to keep trying till he was wedged in good and tight! 

[Rocksurfer]

Well he would have come out OK if he had quit while he was ahead, but he had to keep trying till he was wedged in good and tight! 

...and I had nothing to do with that part, What's In Your Wallet?

[DTB]

Kinda like that guy that was spotting us the time Mark got all the windshield damage   


 

blame it on the spotter hahahahaaha.....

[Cheesemaker]

Go for it!  I got one of there offers a couple years ago.  And I checked into it and I couldn't believe what they were offering, so I called a couple more time to double check!  It was a balance transfer offer that had no balance transfer fees, the first year was a 2.99% rate, and the next year was 1.99% rate for the life of the the transfer!  At this rate I'm not in a big hurry to pay it off!   

[Shoyrtt]

I have their "No hassle miles" card. I like it because it allows me to pick the airline to redeem the miles on.  8)

[blackdiamond [OP]]

I have their "No hassle miles" card. I like it because it allows me to pick the airline to redeem the miles on.  8)

How does the airline process go?  Is there a reward website or do they just recognize the purchase on the statement?  Can you purchase from Orbitz or Sidestep?

I don't have a balance to transfer, but the miles are tempting.  There is currently an offer for two miles per dollar spent that I should qualify for.

[Shoyrtt]

How does the airline process go?  Is there a reward website or do they just recognize the purchase on the statement?  Can you purchase from Orbitz or Sidestep?

I don't have a balance to transfer, but the miles are tempting.  There is currently an offer for two miles per dollar spent that I should qualify for.

I believe (the wife handled the reservations) you go through Capital One. She checked the price vs. the discount offers and it was the same. No blackouts is also nice.

Note the offer for two miles per also carries with it an annual fee. It is 1.25 miles per for a no fee card:
http://www.rewardprograms.org/cards/capital-one-no-hassle-premium-miles-rewards.html

[Plowking]

Capital one is good. I went to citicard they were 1.5% cheaper on the intrest rate. Got to shop it out. Chase wasn't bad either although they pisseed me off I closed the account then was offered another 0% APR for 12 months, 4 months later in the mail.