I have a Colt Stainless Mk IV series 80 in .45 acp. I've been looking at the Ruger LC9 in the .380 cal. Yeah, it's a bit small, but it's light and easier to conceal. And here locally, there are a couple of stores that advertises them for around $290. I don't pack, never really wanted to unless I'm up in the mountains. And I got a cheap uncle mikes belt holster.
I have a Concealed Permit for the fact that I don't have to have my firearms exposed in my rig at all times. If a .45 is in the glove box, or under the seat, nobody knows it there. And temptation is gone. And at the time I got it, there was a 15 day handgun wait. With a CHL, it waived the 15 day wait, because you already passed the background check.