My wife stays home as well. My daughter goes to private school and my son is 2. No changes on the job front, but my wife may home school next year. She did it once before. Something cool that she began doing recently is cupon shopping thru a local(Spokane) online thing called frugalchicliving.blogspot.com. It is posted up by a lady that is a cupon genius, and she works double coupons and other stuff. She has a weekly food budget limit of 50 bucks a week for a family of 5. It saves us a ton, and typically there are people doing similar things online in most areas. My wife comes home with free stuff all the time like deodorant, toothpaste, whatever. I bet it saves us 40 to 50 bucks a week. She got like 8 things of deodorant the other day for 5 bucks, a ton of Rembrant mouthwash junk for free, etc.