sadly this is what happens to HUNDREDS of
every year (probably more like every week around here) they say "Well I'm in a Lincoln Navigator blah bla blah, " and proceed into water over the road i wouldnt even THINK of crossing in my toyota (light truck plus 35's = floating truck) and they either get rescued by a helicopter as they are clinging to the roof of that "fabulous 4wd/awd suv" begging God to save them before they drown.
they should come with disclaimers "if you drive this $40K SUV like an idiot you'll probably die in it"