I agree....it is easier on the pocket replacing studs than lockers and r+p's(takes less time too)
I don't understand how you are blowing the hubs though, I am geared over 200:1 on 35's and I beat the
out of my rig and I haven't ever popped a hub(just so you get an idea of how hard I am on it.....I just had to replace the entire body)