when you get married, have kids, and turn 25 your insurance rate usually goes down......
i have all 3 and mine hasn't much, but i'm special ![Wink ;)](https://board.marlincrawler.com/Smileys/marlin/wink.gif)
![Head Scratch :headscratch:](https://board.marlincrawler.com/Smileys/marlin/headscratch.gif)
what on earth does that have to do with ramrod turning 21 and finally being able to post pics with a drink in his hand?