well, i think that im gonna be a richard, i have no choice, the cars blue book was 2976.00 and we have 17,765.00 worth of damage, not counting labor rates! and it was a great car, 37mpg, paid for, 90,000 miles, we loved it, im gonna sue for"comporable loss value", so im making them buy us another 99 saturn coupe or equivelent, based on my judgement. my dad is a dmv lawyer in cali so as far as legality goes, i got that covered and the other ins. company will be crying in a day or two. mess with my woman or my car and i get real mean real fast, and i guess thats what it takes these days, its sad.