My insurance is better than that. I live in a real closely watched area everyone within about 75 miles knows my rig so Im sure that no thief could make it far. I remember I let a friend of mine drive my truck to a town about 40 miles away he got pulled over and asked why he was driving my truck!! Funny thing is I dont know any of the cops in that town! My other truck is such a pile of crap noone would dare take it for fear of embarrasment!