Did you have full coverage? What happens with something like that, that was probably settled on with insurance... free truck?!!?
He did have full coverage but (and there is always a "but") the insurance policy excluded coverage when it was placed on consignment on a dealer lot for sale. This Runner was stolen from the lot (only there a few days) and the dealer's contract excluded liability for theft. He had no coverage and couldn't go after the dealer. He did get lucky