I always wonder the same thing when I see that commercial!
I also wonder what effect knowing his credit score would have had on buying a used compact and sticking to his seats. He would have had the same credit regardless and so would still have ended up with the same POS car and his posse getting laughed at.
I'm not sure, but I think they might be insinuating that someone maybe stole is identity and ruined his credit for him? And if he had checked his credit report often he could have caught it and done something about it?
And yeah.....WTH is that old lady's problem with the yee-haw?? hahaha.....that did strike me as odd too. I mean, the rest of the scenario is just fine but he's not allowed to yee-haw?