You won't be getting any flack from you insurance company will you? I let my bro in law drive my truck one time, and some jerk rearended him. It was the other guys fault, and my insurance company did nothing at all, but they raised my premiums becouse I let a driver, who wasnt on my policy operate my vehicle. They also threatened to cancell me if it happened again. I didn't even wind up with a new bumper, its a good thing it was an older truck with one of those hardcore boxy bumpers.