To BD's Dad,

Thanks for taking the time!
The Roth IRA is in a Fidelity Freedom fund...mutual funds managed and strategy adjusts as you get closer to retirement.
The std IRA (rollover) is in a biotech mutual fund...which I have been researching for quite some time...if I am correct, and I am prettty sure I am, once the environmentalists are forced to back off by time, biotech is gonna explode.  For this reason I would like to contribute more into this fund, but I don't know if I should put it in the IRA I already have, or start a different fund to keep personal savings from "professional" savings.